At Diversified Consumer Planning LLC, our investment approach centers around no-load Mutual Funds,  low-cost Exchange-Traded Funds (ETFs), Exchange-Traded Notes (ETNs), Equities, Bonds, and Closed-End Funds (CEFs), utilizing a quantitative, rules-based strategy to ensure optimal diversification and value-driven decisions.

Our quantitative, rules-based investment strategy involves meticulous analysis using a comprehensive array of factors, including but not limited to value, expenses, relative strength, and yield, to carefully select investments that align with our clients' financial goals.

Absolutely. Our strategy employs Taxable and Qualified-specific models, tailoring investment choices to minimize tax impact. Additionally, our approach generates short-term losses when selling declining assets, strategically reducing tax exposure by applying these losses against capital gains.

We operate on a fee-only basis, placing our clients' interests at the forefront. Our compensation is a percentage of assets under management, assessed quarterly. We have no affiliations or commission-based arrangements with any parties.

No, to ensure utmost security, all client assets are held by a trusted third-party custodian.

Add an aAbsolutely. Clients receive a comprehensive monthly performance summary, alongside an annual report. Our clients also benefit from 24/7/365 access to their personalized web portal for real-time investment updates, and they're welcome to reach out to our advisor for additional insightsnswer here.

Our focus is on asset management, but we don't offer standalone financial planning services.

There are no minimum investment requirements for our clients. We're here to cater to a diverse range of financial goals.

Yes, our advisor stands by his investment choices, as he and his family personally invest in the same assets recommended to clients.

The advisor currently manages a portfolio of $5M in client assets, a testament to our proven track record and commitment to client success.

Our services are designed for a wide range of investors, from individuals just starting their financial journey to those with more established portfolios seeking expert management. Our goal is to provide personalized solutions that align with each client's unique financial goals.

We provide monthly performance summaries, as well as an annual report, to keep clients informed about the progress of their investments. Clients also have 24/7/365 access to their personalized web portal for real-time updates.

Tax efficiency is a cornerstone of our decision-making process for taxable accounts, where we strategically aim to minimize tax impact based on each client's individual tax considerations. Moreover, our approach involves generating short-term losses strategically to offset capital gains, further optimizing tax outcomes for our clients.

Our approach combines data-driven quantitative analysis with a long-term investment philosophy. We focus on cost-effective, no-load mutual funds, CEFs, Equities, Bonds, and ETFs while incorporating factors that enhance value, diversification, and risk management.

Our strategy emphasizes a patient and adaptive approach to investing. While we maintain an average asset holding time of 7 months, we also have the flexibility to transition into cash, leverage, or short positions when market conditions warrant such actions.

The average asset holding time for our investments is 7 months, with the longest holding period being 3 years. Our focus on long-term investing helps avoid unnecessary market noise and capitalizes on potential benefits.

We operate on a fee-only basis, ensuring that our compensation is solely based on the assets under management. This structure eliminates conflicts of interest and underscores our commitment to our clients' success.

Transparency is paramount to us. Our fee structure, reporting, and investment philosophy are all designed to provide clients with a clear view of their investments' progress and our decision-making processes.

To ensure the security of clients' assets, we use a trusted third-party custodian to hold all client assets. This independent custodianship provides an added layer of protection.

Getting started is easy! Feel free to reach out to us via email at chris.meyers@investdcp.com