Clear and Competitive Fee Structure
At Diversified Consumer Planning LLC, we continually strive to enhance our offerings to meet your evolving financial needs. Recognizing the importance of choice, we are delighted to provide you with a total of four distinct choices for managing your investments.
Our Philosophy
Our principle is simple: fair compensation for active investment management and continuous portfolio oversight. Rather than pursuing higher fees, we have chosen fee structures that mirror our commitment to your financial well-being.
Tiered AUM Fee Structure
Our traditional tiered percentage of Assets Under Management (AUM) fee structure remains a solid foundation, offering a straightforward approach to investment management.
Values up to $500,000: 1.25%
Values from $500,001 to $1,000,000: 1.10%
Values from $1,000,001 to $5,000,000: 1.00%
Values from $5,000,001 to $10,000,000: 0.85%
Values above $10,000,000: 0.70%
Performance-Based Fee Options
In accordance with the U.S. Securities and Exchange Commission’s (SEC) Rule 205-3 of the Investment Advisers Act of 1940, eligible clients have the power to choose from multiple fee structures tailored to their preferences and financial goals. To qualify, investors must meet one of the following SEC criteria:
a. Net Worth: Eligible if your net worth (excluding your primary residence) exceeds $1 million, defined as the excess of total assets at fair market value over total liabilities.
b. Income: Eligible if your annual income exceeds $200,000 for the past two years (or $300,000 when combined with your spouse's income), with an expectation to maintain the same income level in the current year.
Performance-Based Fee Structures:
Option 1: 1% AUM fee + 20% Benchmark Outperformance Fee
Option 2: 0.5% AUM fee + 30% Benchmark Outperformance Fee
Option 3: 0% AUM fee + 45% Benchmark Outperformance Fee
Tailored to Your Financial Journey
Choose the fee structure that aligns with your unique financial journey. From enhanced accessibility for smaller portfolios to exceptional benefits for substantial financial milestones, our offerings cater to your specific needs.
Empowering Your Decision-Making
We firmly believe that you should have the power to decide the fee structure that suits you best. Our commitment is not only to transparency but also to empowering you to make informed decisions about your financial future.
Committed to Your Best Interests
Rest assured, our commitment to your financial success remains unwavering. We do not receive undisclosed compensation from any parties, ensuring that our dedication revolves entirely around your financial triumph.
Our Pledge to You
Diversified Consumer Planning LLC's fee structures are a testament to our commitment to your financial prosperity. Our expertise is at your disposal, guiding you through the intricate investment landscape while ensuring your investments are managed astutely, free from excessive fees.