Frequently Asked Questions

What is your investment methodology?

We focus on equities, Exchange-Traded Funds (ETFs), and Exchange-Traded Notes (ETNs), using a disciplined, long-term approach. Our portfolios are powered by advanced AI and machine learning, helping us analyze vast amounts of data to identify opportunities, manage risk, and align your portfolio with your goals.

How does AI and machine learning improve my portfolio?

Our AI-enhanced process evaluates market trends, technical indicators, and macroeconomic factors in real time. This enables us to uncover insights that traditional models may overlook and make data-driven decisions about when to buy, hold, or sell — without emotional bias.

Is your investment strategy tax-efficient?

Yes. We prioritize tax-smart portfolio construction using tax-efficient ETFs, asset location strategies, and year-round tax-loss harvesting to help reduce your tax burden and improve your after-tax return.

How are you compensated?

We are a fee-only firm, meaning we are paid directly by our clients based on assets under management. We do not receive commissions or third-party incentives, which keeps our advice objective and fully aligned with your success.

Do you take custody of client assets?

No. Your assets are always held by an independent third-party custodian (such as Charles Schwab), providing an extra layer of transparency and protection.

How do you report performance?

You’ll receive comprehensive monthly performance summaries, an annual report, and 24/7 access to your personal web portal, where you can view real-time updates, account balances, and investment progress.

Who do you work with?

We serve a wide range of clients, including:

• Tech-savvy professionals
• Active-duty and veteran Submariners
• High-net-worth and ultra-high-net-worth individuals
• Investors seeking AI-enhanced, data-driven strategies

Whether you're just starting or already managing a significant portfolio, we’ll tailor our services to your goals.

How do you manage market volatility?

We take a flexible, adaptive approach. While we typically hold assets for an average of 8 months, we have the ability to shift to cash, leverage, or short positions when market conditions warrant. Our goal is to manage risk while staying aligned with your long-term objectives.

How do you align your interests with clients?

Our fee-only structure ensures our interests are fully aligned with yours. We succeed when you do — and because we don’t earn commissions, we’re never incentivized to recommend products that don’t serve your best interests.

How do you protect my assets?

All assets are held with a qualified third-party custodian, which means your funds are never commingled with our firm. This structure ensures an added level of security, auditability, and peace of mind.

What other services do you offer beyond investment management?

In addition to portfolio management, we provide comprehensive wealth planning using eMoney. Services include:

• Goal-based planning
• Cash flow analysis
• Retirement projections
• Scenario modeling
• Secure document vault and real-time financial dashboard

Everything is integrated into your personalized planning portal for easy access and transparency.

How can I get started?

It’s simple! Just reach out via:

📧 Email: chris.meyers@investdcp.com
📞 Phone: (734) 678-8428

We’ll schedule a no-pressure call to learn more about your goals and explore whether we’re the right fit.